Thank you for visiting fmglobalinvest.com. 

Your privacy is important to us. This Privacy Policy explains how we collect, use, store, and protect your personal information when you visit our website, subscribe to our content, or otherwise interact with us.

By using this website, you agree to the terms of this Privacy Policy.

1. Who We Are

FM Global Invest is an independent investment research platform operated by Frederik Müller. Our website provides educational content, investment analysis, and strategic insights into dividend investing and global portfolio construction.

2. Information We Collect

We may collect the following types of personal data when you interact with our website:

• Contact Information: such as your name and email address (e.g. when you subscribe to our newsletter or fill out a contact form)
  
  
• Usage Data: including IP address, browser type, operating system, referring URLs, pages visited, and time spent on the site
  
  
• Cookies and Tracking Technologies: to improve functionality and user experience
  
  

3. How We Use Your Information

We may use your data for the following purposes:

• To send you newsletters, updates, or relevant investment content (only if you opt in)
  
  
• To personalize your experience and recommend relevant articles
  
  
• To analyze website performance and improve content (via tools such as Google Analytics or similar services)
  
  
• To respond to your inquiries or requests
  
  
• To comply with legal obligations
  
  

4. Legal Basis for Processing (EU/EEA Users)

If you are located in the European Union or EEA, we process your personal data based on the following legal grounds:

• Consent – when you voluntarily subscribe to our content
  
  
• Legitimate Interests – such as improving our content, analyzing site usage, and marketing relevant services
  
  
• Legal Obligations – to comply with applicable laws and regulations
  
  

5. Cookies and Analytics

We use cookies and third-party analytics services (like Google Analytics) to:

• Understand how users interact with our website
  
  
• Monitor site performance
  
  
• Improve user experience and content relevance
  
  

You can disable cookies in your browser settings at any time.

6. Third-Party Services

We may use the following third-party services to operate our website and business:

• Email Marketing Platforms (e.g. Mailchimp, ConvertKit): to send newsletters and updates
  
  
• Google Analytics / Similar Tools: for performance and usage tracking
  
  
• Website Hosting Providers and Security Plugins to ensure stable and secure site operation
  
  

These services may process your personal data according to their own privacy policies.

 

7. Data Retention

We retain your data only for as long as necessary to fulfill the purposes described in this policy or as required by law. You may unsubscribe or request data deletion at any time.

8. Your Rights

Depending on your jurisdiction, you may have the right to:

• Access the personal data we hold about you
  
  
• Correct or update inaccurate information
  
  
• Withdraw consent at any time (e.g. unsubscribe from emails)
  
  
• Request deletion of your personal data
  
  
• Object to certain types of data processing
  
  
• Request a copy of your data (data portability)
  
  

To exercise your rights, please contact us using the information below.

9. Data Security

We take reasonable technical and organizational measures to protect your personal data from unauthorized access, loss, or misuse.

However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

10. International Transfers

As we operate internationally, your data may be transferred to and processed in countries outside of your country of residence. These countries may have different data protection laws, but we ensure adequate safeguards are in place.

11. Changes to This Privacy Policy

We may update this policy from time to time to reflect changes in our practices or legal requirements. The latest version will always be available on this page, and the “Last updated” date will be revised accordingly.

12. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us:

[email protected]